Wales, United Kingdom
Custom ERP and billing, AI agents, web applications and SaaS for financial services and media businesses in Cardiff. Built by Flip Retail in Jaipur, India, and delivered remotely, with working software every two weeks.
National tax, e-invoicing and data rules, with sources: United Kingdom guide. General information, not legal or tax advice. Last reviewed October 2026.
01 — Local economy
Admiral's car-insurance headquarters and Principality Building Society anchor a financial and back-office sector, while the Welsh Government and the Senedd make public administration a major employer. BBC Cymru Wales and production companies such as Bad Wolf film drama in the city, and compound-semiconductor maker IQE sits at the heart of a chip cluster stretching to Newport.
English and Welsh
02 — Industries
What we would build first for the industries Cardiff is known for.
04 — Working together
Jaipur is 5 h 30 min ahead of Cardiff on standard time, and 4 h 30 min ahead during daylight saving time there. A 09:00 start there is 14:30 in Jaipur. Standard 09:00–18:00 office days overlap by 3 h 30 min to 4 h 30 min, which is enough for live calls, demos and same-day answers.
Local time, standard time.
Pranjal is the best developer — started and ended development before schedule.
50+ projects for 30+ clients in 11 countries over six-plus years.
05 — FAQ
Yes, remotely. Flip Retail is a software studio in Jaipur, India, with no office in Cardiff; discovery happens on video calls and you get working software every two weeks.
Jaipur is 5 h 30 min ahead of Cardiff on standard time, and 4 h 30 min ahead during daylight saving time there. A 09:00 start there is 14:30 in Jaipur. Standard 09:00–18:00 office days overlap by 3 h 30 min to 4 h 30 min, which is enough for live calls, demos and same-day answers.
For English, yes: current language models handle it well, including mixed-language messages. Support for Welsh is more limited, so we test with real customer messages before committing to it, and route anything the agent is unsure about to your team.
Usually one module that fixes the most expensive problem first. For financial services & fintech that is often onboarding & KYC workflows and loan and policy lifecycle. It goes live early, and the rest of the system follows in two-week increments while your team is already using it.
Contact
Tell us about the process you want fixed. We reply within one working day.