Location guide · United States
Location guides for 115 cities in the United States, from New York City, Newark and Jersey City. Flip Retail builds custom ERP, AI agents, web applications and SaaS for businesses in the United States from Jaipur, India, and delivers remotely.
01 — Compliance
Tax, e-invoicing, data-protection and AI rules that shape an ERP, billing system or AI agent in the United States. Last reviewed October 2026.
| Indirect tax | Sales and use tax (state and local) · No federal VAT; state rates 0-7.25%There is no national VAT or GST; 45 states plus DC levy sales tax, usually with local add-ons, and since the 2018 Wayfair decision remote sellers must collect once they pass each state's economic-nexus threshold, while taxability of SaaS and digital goods varies by state. |
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| E-invoicing | Voluntary · DBNAlliance (voluntary Peppol-style exchange network)There is no federal or state B2B e-invoicing or real-time reporting mandate; adoption is voluntary, with the industry-led DBNAlliance network (live since 2024) providing a Peppol-like four-corner standard. |
| Data protection | No comprehensive federal privacy law (state consumer privacy laws plus sectoral federal laws such as HIPAA, GLBA, COPPA and the FTC Act)Nineteen state comprehensive privacy laws were in effect by January 2026, with Oklahoma, Louisiana, Alabama and Vermont laws enacted in 2026 taking effect in 2027-2028; they generally require privacy notices, opt-outs from sale, targeted advertising and profiling, consent for sensitive data in many states, and processor contracts, and every state has a breach-notification law. |
| AI rules | No federal AI statute; Executive Order 14365 (Dec 2025) directs the Justice Department to challenge state AI laws, but state rules still apply, such as Utah's AI disclosure law, Texas TRAIGA and California's companion-chatbot (SB 243) and frontier-model (SB 53) laws from Jan 2026, and Colorado's rewritten automated-decision law from 1 Jan 2027. |
| Systems we migrate from or connect to | QuickBooks, Xero, NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, FreshBooks, OdooMasters, ledgers, stock and open balances move across and are reconciled before cutover. |
| Payment rails for web apps and SaaS | ACH, Stripe, Square, PayPal, Authorize.net, RTP and FedNow instant payments |
| Also worth knowing | Billing systems need jurisdiction-level sales tax calculation and exemption-certificate handling, and several states have recently extended tax to software and IT services, e.g. Maryland's 3% tax on IT and software publishing services from July 2025 and Washington's tax on certain IT services from October 2025. |
| Alabama | Sales tax: 4% state rate plus local taxesPrivacy: Alabama Personal Data Protection Act (HB 351, enacted April 2026; effective 1 May 2027) |
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| Alaska | Sales tax: No state sales tax; many municipalities levy local sales taxes (including on remote sellers)Privacy: No comprehensive state privacy law (sector laws apply) |
| Arizona | Sales tax: 5.6% state transaction privilege tax (TPT) plus county and city taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Arkansas | Sales tax: 6.5% state rate plus local taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| California | Sales tax: 7.25% statewide base rate (including 1.25% mandatory local) plus local district taxesPrivacy: California Consumer Privacy Act as amended by the California Privacy Rights Act (CCPA effective 1 Jan 2020; CPRA amendments 1 Jan 2023; automated decision-making, risk-assessment and cybersecurity-audit regulations phasing in from 1 Jan 2026) |
| Colorado | Sales tax: 2.9% state rate plus county, special-district and home-rule city taxesPrivacy: Colorado Privacy Act (effective 1 Jul 2023) |
| Connecticut | Sales tax: 6.35% state rate; no local sales taxesPrivacy: Connecticut Data Privacy Act (effective 1 Jul 2023) |
| Delaware | Sales tax: No general sales tax (sellers pay a gross receipts tax)Privacy: Delaware Personal Data Privacy Act (effective 1 Jan 2025) |
| District of Columbia | Sales tax: 6% general sales tax (a scheduled rise to 7% was postponed to 1 Oct 2027)Privacy: No comprehensive state privacy law (sector laws apply) |
| Florida | Sales tax: 6% state rate plus county discretionary surtaxesPrivacy: Florida Digital Bill of Rights (effective 1 Jul 2024), which applies only to very large businesses (over US$1 billion global revenue meeting further criteria); not usually counted as a comprehensive law |
| Georgia | Sales tax: 4% state rate plus local taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Hawaii | Sales tax: General excise tax (GET) of 4% on nearly all business receipts, plus a 0.5% county surchargePrivacy: No comprehensive state privacy law (sector laws apply) |
| Idaho | Sales tax: 6% state rate (limited local resort taxes)Privacy: No comprehensive state privacy law (sector laws apply) |
| Illinois | Sales tax: 6.25% state rate plus local and home-rule taxesPrivacy: No comprehensive state privacy law (sector laws apply, notably the Biometric Information Privacy Act) |
| Indiana | Sales tax: 7% state rate; no local sales taxesPrivacy: Indiana Consumer Data Protection Act (effective 1 Jan 2026) |
| Iowa | Sales tax: 6% state rate plus local option taxesPrivacy: Iowa Consumer Data Protection Act (effective 1 Jan 2025) |
| Kansas | Sales tax: 6.5% state rate plus local taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Kentucky | Sales tax: 6% state rate; no local sales taxesPrivacy: Kentucky Consumer Data Protection Act (effective 1 Jan 2026) |
| Louisiana | Sales tax: 5% state rate (raised from 4.45% on 1 Jan 2025) plus parish and local taxesPrivacy: Louisiana Data Privacy Act (enacted May 2026; effective 1 Jan 2027) |
| Maryland | Sales tax: 6% state rate; 3% rate on certain data, IT and software publishing services from 1 Jul 2025Privacy: Maryland Online Data Privacy Act (effective 1 Oct 2025, applying to processing from 1 Apr 2026) |
| Massachusetts | Sales tax: 6.25% state rate; no general local sales taxPrivacy: No comprehensive consumer privacy law in effect (a Massachusetts Consumer Data Privacy Act passed both chambers in differing versions in 2026; sector and data-security rules apply) |
| Michigan | Sales tax: 6% state rate; no local sales taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Minnesota | Sales tax: 6.875% state rate plus local taxesPrivacy: Minnesota Consumer Data Privacy Act (effective 31 Jul 2025) |
| Missouri | Sales tax: 4.225% state rate plus local taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Nebraska | Sales tax: 5.5% state rate plus local taxesPrivacy: Nebraska Data Privacy Act (effective 1 Jan 2025) |
| Nevada | Sales tax: 6.85% state rate plus county taxesPrivacy: No comprehensive state privacy law (sector laws apply, including Nevada's online privacy-notice and consumer health data laws) |
| New Jersey | Sales tax: 6.625% state rate; no general local sales tax (reduced rate in Urban Enterprise Zones)Privacy: New Jersey Data Privacy Act (effective 15 Jan 2025) |
| New Mexico | Sales tax: Gross receipts tax (GRT): 4.875% state rate plus local GRT, applied broadly including to most servicesPrivacy: No comprehensive state privacy law (sector laws apply) |
| New York | Sales tax: 4% state rate plus county and city taxes (8.875% combined in New York City)Privacy: No comprehensive state privacy law (sector laws apply; the SHIELD Act sets data-security and breach-notice rules) |
| North Carolina | Sales tax: 4.75% state rate plus county and transit taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Ohio | Sales tax: 5.75% state rate plus county and transit taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Oklahoma | Sales tax: 4.5% state rate plus local taxesPrivacy: Oklahoma Consumer Data Privacy Act (SB 546, enacted March 2026; effective 1 Jan 2027) |
| Oregon | Sales tax: No general sales taxPrivacy: Oregon Consumer Privacy Act (effective 1 Jul 2024) |
| Pennsylvania | Sales tax: 6% state rate (plus 1% in Allegheny County and 2% in Philadelphia)Privacy: No comprehensive state privacy law (sector laws apply) |
| Puerto Rico | Sales tax: Sales and use tax (IVU) of 11.5% (10.5% Commonwealth plus 1% municipal), with a 4% rate on many B2B and designated professional servicesPrivacy: No comprehensive privacy law (sector and breach-notification laws apply) |
| Rhode Island | Sales tax: 7% state rate; no local sales taxesPrivacy: Rhode Island Data Transparency and Privacy Protection Act (effective 1 Jan 2026) |
| South Carolina | Sales tax: 6% state rate plus local taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
| South Dakota | Sales tax: 4.2% state rate plus municipal taxes, with a broad base that includes many servicesPrivacy: No comprehensive state privacy law (sector laws apply) |
| Tennessee | Sales tax: 7% state rate plus local taxesPrivacy: Tennessee Information Protection Act (effective 1 Jul 2025) |
| Texas | Sales tax: 6.25% state rate plus local taxes up to 2%Privacy: Texas Data Privacy and Security Act (effective 1 Jul 2024) |
| Utah | Sales tax: 4.85% state rate (6.1% including mandatory statewide local add-ons) plus local option taxesPrivacy: Utah Consumer Privacy Act (effective 31 Dec 2023) |
| Virginia | Sales tax: 5.3% statewide (4.3% state plus 1% local) plus regional add-ons in some areasPrivacy: Virginia Consumer Data Protection Act (effective 1 Jan 2023) |
| Washington | Sales tax: 6.5% state rate plus local taxes; sales tax extended to certain IT and other services from 1 Oct 2025 (ESSB 5814)Privacy: No comprehensive state privacy law (the My Health My Data Act regulates consumer health data) |
| Wisconsin | Sales tax: 5% state rate plus county and local taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
General information, not legal or tax advice. Rules change, so we confirm current requirements during discovery; your tax adviser should confirm anything that affects filings.
Sources consulted:
02 — Cities
Each guide covers the local economy, the industries we would build for first, and how working with Jaipur fits your hours.
03 — Industries
The industries that come up most across the cities we cover in the United States.
04 — Services
ERP built around how your business actually trades, not the other way round.
Learn moreProduction AI built on your own data: knowledge assistants, document processing, forecasting and LLM features inside the tools your team already uses.
Learn moreCustom AI agents that do real work inside your business: qualify leads on WhatsApp, read and key documents, take orders, chase payments and update your ERP or CRM, with a person approving anything that matters.
Learn moreCustomer portals, internal tools, dashboards, marketplaces and workflow apps, built with React and Next.js on solid back ends and APIs, and shipped in two-week increments you can use as they are built.
Learn moreFrom MVP to multi-tenant platform: we design, build and run SaaS products with subscription billing, tenant isolation, role-based access and AI features built in.
Learn moreIf it runs on data and touches revenue, we have probably built one before.
Start a conversation05 — FAQ
Yes. Flip Retail is based in Jaipur, India, and works with United States businesses remotely. We have no office in the United States; discovery happens on video calls, you get working software every two weeks, and the engineers who write the code are on the calls.
Yes. Invoicing handles state and local sales tax for every state where you have nexus, with rates and taxability rules kept current. There is no federal or state B2B e-invoicing or real-time reporting mandate; adoption is voluntary, with the industry-led DBNAlliance network (live since 2024) providing a Peppol-like four-corner standard. If you or your customers want it, a custom ERP can connect to DBNAlliance through an accredited provider.
Nineteen state comprehensive privacy laws were in effect by January 2026, with Oklahoma, Louisiana, Alabama and Vermont laws enacted in 2026 taking effect in 2027-2028; they generally require privacy notices, opt-outs from sale, targeted advertising and profiling, consent for sensitive data in many states, and processor contracts, and every state has a breach-notification law. You choose where the system is hosted, access is role-based, and we work on test or masked data during development wherever possible.
Yes. Masters, ledgers, stock items and opening balances move across and are reconciled with your accountant before cutover, ideally at a year-end or quarter-end.
No federal AI statute; Executive Order 14365 (Dec 2025) directs the Justice Department to challenge state AI laws, but state rules still apply, such as Utah's AI disclosure law, Texas TRAIGA and California's companion-chatbot (SB 243) and frontier-model (SB 53) laws from Jan 2026, and Colorado's rewritten automated-decision law from 1 Jan 2027. We design AI agents with logging, human oversight and clear disclosure from the start, which covers most current requirements.
Contact
Tell us about the process you want fixed in your United States business. We reply within one working day.