New York, United States
Custom ERP and billing, AI agents, web applications and SaaS for financial services and professional services businesses in New York City. Built by Flip Retail in Jaipur, India, and delivered remotely, with working software every two weeks.
National tax, e-invoicing and data rules, with sources: United States guide. General information, not legal or tax advice. Last reviewed October 2026.
01 — Local economy
Wall Street banks, insurers and asset managers anchor the economy, alongside the law, accounting and consulting firms, advertising agencies, publishers and broadcasters headquartered in Manhattan. Hospital systems such as NYU Langone, Mount Sinai and NewYork-Presbyterian are among the largest employers, while the outer boroughs hold food wholesalers at Hunts Point in the Bronx, manufacturers at the Brooklyn Navy Yard and a deep layer of small importers and retailers.
Also known as NYC and New York.
English, Spanish and Chinese
02 — Industries
What we would build first for the industries New York City is known for.
03 — Local rules
On top of the national rules summarised above.
| New York | Sales tax: 4% state rate plus county and city taxes (8.875% combined in New York City)Privacy: No comprehensive state privacy law (sector laws apply; the SHIELD Act sets data-security and breach-notice rules) |
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General information, not legal or tax advice. Last reviewed October 2026. National tax, e-invoicing, data-protection and AI rules, with sources, are in our United States guide.
04 — Working together
Jaipur is 10 h 30 min ahead of New York City on standard time, and 9 h 30 min ahead during daylight saving time there. A 09:00 start there is 19:30 in Jaipur. Office hours don't overlap, so we fix one call slot at the edge of the day and work asynchronously in between.
Local time, standard time.
Pranjal was excellent — fast, great at communicating, and completed the custom work.
50+ projects for 30+ clients in 11 countries over six-plus years.
05 — FAQ
Yes, remotely. Flip Retail is a software studio in Jaipur, India, with no office in New York City; discovery happens on video calls and you get working software every two weeks.
Jaipur is 10 h 30 min ahead of New York City on standard time, and 9 h 30 min ahead during daylight saving time there. A 09:00 start there is 19:30 in Jaipur. Office hours don't overlap, so we fix one call slot at the edge of the day and work asynchronously in between.
Yes. Invoicing handles New York sales tax (4% state rate plus county and city taxes (8.875% combined in New York City)) and the other states where you have nexus. If you or your customers want it, a custom ERP can connect to DBNAlliance through an accredited provider.
Yes. Current language models handle English, Spanish and Chinese well, including mixed-language messages. We still test an agent in each language your customers use before it goes live, and route anything it is unsure about to your team.
Usually one module that fixes the most expensive problem first. For financial services & fintech that is often onboarding & KYC workflows and loan and policy lifecycle. It goes live early, and the rest of the system follows in two-week increments while your team is already using it.
Contact
Tell us about the process you want fixed. We reply within one working day.