North Carolina, United States
Custom ERP and billing, AI agents, web applications and SaaS for financial services and energy businesses in Charlotte, NC. Built by Flip Retail in Jaipur, India, and delivered remotely, with working software every two weeks.
National tax, e-invoicing and data rules, with sources: United States guide. General information, not legal or tax advice. Last reviewed October 2026.
01 — Local economy
Bank of America and Truist are headquartered uptown and Wells Fargo runs one of its largest employment centres here, making the city the second-largest banking centre in the US. Duke Energy, Honeywell, Nucor and Lowe's run their headquarters in the region, Atrium Health and Novant Health are the largest hospital employers, and American Airlines' hub at Charlotte Douglas supports air cargo and distribution.
Also known as CLT.
English and Spanish
02 — Industries
What we would build first for the industries Charlotte is known for.
03 — Local rules
On top of the national rules summarised above.
| North Carolina | Sales tax: 4.75% state rate plus county and transit taxesPrivacy: No comprehensive state privacy law (sector laws apply) |
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General information, not legal or tax advice. Last reviewed October 2026. National tax, e-invoicing, data-protection and AI rules, with sources, are in our United States guide.
04 — Working together
Jaipur is 10 h 30 min ahead of Charlotte, NC on standard time, and 9 h 30 min ahead during daylight saving time there. A 09:00 start there is 19:30 in Jaipur. Office hours don't overlap, so we fix one call slot at the edge of the day and work asynchronously in between.
Local time, standard time.
Pranjal was excellent — fast, great at communicating, and completed the custom work.
50+ projects for 30+ clients in 11 countries over six-plus years.
05 — FAQ
Yes, remotely. Flip Retail is a software studio in Jaipur, India, with no office in Charlotte; discovery happens on video calls and you get working software every two weeks.
Jaipur is 10 h 30 min ahead of Charlotte, NC on standard time, and 9 h 30 min ahead during daylight saving time there. A 09:00 start there is 19:30 in Jaipur. Office hours don't overlap, so we fix one call slot at the edge of the day and work asynchronously in between.
Yes. Invoicing handles North Carolina sales tax (4.75% state rate plus county and transit taxes) and the other states where you have nexus. If you or your customers want it, a custom ERP can connect to DBNAlliance through an accredited provider.
Yes. Current language models handle English and Spanish well, including mixed-language messages. We still test an agent in each language your customers use before it goes live, and route anything it is unsure about to your team.
Usually one module that fixes the most expensive problem first. For financial services & fintech that is often onboarding & KYC workflows and loan and policy lifecycle. It goes live early, and the rest of the system follows in two-week increments while your team is already using it.
Contact
Tell us about the process you want fixed. We reply within one working day.