Custom ERP and billing, AI agents, web applications and SaaS for financial services and professional services businesses in London. Built by Flip Retail in Jaipur, India, and delivered remotely, with working software every two weeks.
National tax, e-invoicing and data rules, with sources: United Kingdom guide. General information, not legal or tax advice. Last reviewed October 2026.
01 — Local economy
Business in London
Wholesale banking, insurance and asset management in the City and Canary Wharf anchor the capital's economy, alongside the Lloyd's insurance market and the London Stock Exchange. Law firms, consultancies and accountancies cluster around them, fintech and software companies fill Shoreditch and King's Cross, and the West End supports theatre, retail and hospitality, while Park Royal's warehouses and food plants supply the city.
Where software helps: London firms with clients across the UK, EU and US juggle multi-currency invoicing, VAT returns under Making Tax Digital and time-based billing, often spread across several disconnected systems.
ERP and AI for financial services, professional services and technology businesses in London
What we would build first for the industries London is known for.
Financial services & fintech
ERP
Loan and policy lifecycle tracking, reconciliations, commissions and regulatory reporting, with role-based access, maker-checker approvals and audit logs.
AI agent
A document agent that reads bank statements, payslips and IDs, extracts what underwriters need and flags inconsistencies for a person to check.
Time, billing and engagement management, with utilisation dashboards and document workflows, for firms that sell expertise by the hour or by the project.
AI agent
A knowledge agent that searches the firm's past work, templates and policies using retrieval-augmented generation and drafts first versions for a professional to review.
Lean internal systems for growing tech firms, such as subscription billing, project time tracking and revenue dashboards, without enterprise licence costs.
AI agent
LLM features inside your own product: retrieval-augmented search over your docs, support copilots, and agents that act through your APIs, with evaluation and guardrails.
Jaipur is 5 h 30 min ahead of London on standard time, and 4 h 30 min ahead during daylight saving time there. A 09:00 start there is 14:30 in Jaipur. Standard 09:00–18:00 office days overlap by 3 h 30 min to 4 h 30 min, which is enough for live calls, demos and same-day answers.
London
Jaipur
00:0006:0012:0018:0024:00
09:00–18:00 office hoursShared hours
Local time, standard time.
★★★★★
Pranjal is the best developer — started and ended development before schedule.
Carl LundstromTrading Algorithm Development · Zurich, Switzerland
50+ projects for 30+ clients in 11 countries over six-plus years.
05 — FAQ
Custom software in London: common questions
Do you build custom ERP and AI software for businesses in London?
Yes, remotely. Flip Retail is a software studio in Jaipur, India, with no office in London; discovery happens on video calls and you get working software every two weeks.
How do time zones work between London and Jaipur?
Jaipur is 5 h 30 min ahead of London on standard time, and 4 h 30 min ahead during daylight saving time there. A 09:00 start there is 14:30 in Jaipur. Standard 09:00–18:00 office days overlap by 3 h 30 min to 4 h 30 min, which is enough for live calls, demos and same-day answers.
What would a first project look like for a financial services business?
Usually one module that fixes the most expensive problem first. For financial services & fintech that is often onboarding & KYC workflows and loan and policy lifecycle. It goes live early, and the rest of the system follows in two-week increments while your team is already using it.