Location guide · New Zealand

Custom ERP, AI Agent & SaaS Development in New Zealand

Location guides for 3 cities in New Zealand, from Auckland, Wellington and Christchurch. Flip Retail builds custom ERP, AI agents, web applications and SaaS for businesses in New Zealand from Jaipur, India, and delivers remotely.

City guides
3
Jaipur time is
6 h 30 min behindStandard time
Currency
New Zealand dollar (NZD)
Indirect tax
GST 15%
E-invoicing
VoluntaryPeppol
Data protection
Privacy Act

01 — Compliance

Rules your software must follow in New Zealand

Tax, e-invoicing, data-protection and AI rules that shape an ERP, billing system or AI agent in New Zealand. Last reviewed October 2026.

Indirect taxGST, standard rate 15%GST of 15% applies to most goods and services, with registration required once turnover reaches NZ$60,000 in a 12-month period; returns are filed with Inland Revenue, often directly from accounting software.
E-invoicingVoluntary · Peppol (PINT A-NZ), with MBIE as Peppol AuthorityThere is no B2B e-invoicing mandate; e-invoicing runs voluntarily over the Peppol network using the PINT A-NZ specification shared with Australia (the required Peppol format since 15 Nov 2024).
Data protectionPrivacy Act 2020In force with information privacy principles, mandatory notification of serious-harm breaches to the Privacy Commissioner and affected people, and safeguards for overseas disclosures; the Privacy Amendment Act 2025 added IPP 3A from 1 May 2026, requiring notice when personal information is collected indirectly, and the Biometric Processing Privacy Code 2025 governs biometric systems.
AI rulesNo AI-specific statute; the July 2025 national AI Strategy takes a light-touch approach relying on existing laws such as the Privacy Act, supported by MBIE's voluntary Responsible AI Guidance for Businesses.
Systems we migrate from or connect toXero, MYOB, QuickBooks Online, Accredo, NetSuite, Microsoft Dynamics 365 Business CentralMasters, ledgers, stock and open balances move across and are reconciled before cutover.
Payment rails for web apps and SaaSBank transfer (direct credit), Direct debit, Stripe, Windcave, EFTPOS, PayPal
Also worth knowingEmployers must file employment information with Inland Revenue each payday (payday filing), so payroll and ERP software needs Inland Revenue gateway integration, and Peppol e-invoicing support is useful for selling to government and larger buyers.

General information, not legal or tax advice. Rules change, so we confirm current requirements during discovery; your tax adviser should confirm anything that affects filings.

Sources consulted:

02 — Cities

3 city guides in New Zealand

Each guide covers the local economy, the industries we would build for first, and how working with Jaipur fits your hours.

New Zealand

  • AucklandFinancial services & fintech, Logistics & ports
  • WellingtonProfessional services, Media & creative
  • ChristchurchAgriculture & food processing, Engineering & machinery

03 — Industries

Industries we would build for in New Zealand

The industries that come up most across the cities we cover in New Zealand.

Financial services & fintech

ERP
Loan and policy lifecycle tracking, reconciliations, commissions and regulatory reporting, with role-based access, maker-checker approvals and audit logs.
AI agent
A document agent that reads bank statements, payslips and IDs, extracts what underwriters need and flags inconsistencies for a person to check.
Portal or app
Customer and partner portals, dashboards and APIs for fintech products, with the security reviews that come with them.
Software for financial services & fintech

Logistics & ports

ERP
Shipment and job costing, warehouse management with bin locations, customs and freight documentation, and billing that captures every accessorial charge.
AI agent
A document agent that reads bills of lading, commercial invoices and packing lists, extracts the data and pre-fills customs and booking forms for review.
Portal or app
A customer tracking portal with live shipment status, documents and invoices in one place.
Software for logistics & ports

Wholesale & distribution

ERP
Multi-warehouse stock, customer-specific price lists and schemes, salesperson and route management, credit control and returns, all in one system that sales and accounts both trust.
AI agent
An order-taking agent on WhatsApp that lets retailers place repeat orders, check outstanding balances and get delivery dates at any hour.
Portal or app
A field-sales app for order booking, collections and beat plans that works offline and syncs later.
Software for wholesale & distribution

04 — Services

What we build for businesses in New Zealand

03

AI agent development

Custom AI agents that do real work inside your business: qualify leads on WhatsApp, read and key documents, take orders, chase payments and update your ERP or CRM, with a person approving anything that matters.

Learn more
04

Web application development

Customer portals, internal tools, dashboards, marketplaces and workflow apps, built with React and Next.js on solid back ends and APIs, and shipped in two-week increments you can use as they are built.

Learn more
05

SaaS product development

From MVP to multi-tenant platform: we design, build and run SaaS products with subscription billing, tenant isolation, role-based access and AI features built in.

Learn more

05 — FAQ

Custom software in New Zealand: common questions

Do you work with businesses in New Zealand?

Yes. Flip Retail is based in Jaipur, India, and works with New Zealand businesses remotely. We have no office in New Zealand; discovery happens on video calls, you get working software every two weeks, and the engineers who write the code are on the calls.

Can a custom ERP handle GST and e-invoicing in New Zealand?

Yes. Invoicing is built for New Zealand's GST (standard rate 15%). There is no B2B e-invoicing mandate; e-invoicing runs voluntarily over the Peppol network using the PINT A-NZ specification shared with Australia (the required Peppol format since 15 Nov 2024). If you or your customers want it, a custom ERP can connect to Peppol through an accredited provider.

How do you handle the Privacy Act?

In force with information privacy principles, mandatory notification of serious-harm breaches to the Privacy Commissioner and affected people, and safeguards for overseas disclosures; the Privacy Amendment Act 2025 added IPP 3A from 1 May 2026, requiring notice when personal information is collected indirectly, and the Biometric Processing Privacy Code 2025 governs biometric systems. You choose where the system is hosted, access is role-based, and we work on test or masked data during development wherever possible.

Can you migrate us from Xero, MYOB or QuickBooks Online?

Yes. Masters, ledgers, stock items and opening balances move across and are reconciled with your accountant before cutover, ideally at a year-end or quarter-end.

Are there AI rules we need to follow in New Zealand?

No AI-specific statute; the July 2025 national AI Strategy takes a light-touch approach relying on existing laws such as the Privacy Act, supported by MBIE's voluntary Responsible AI Guidance for Businesses. We design AI agents with logging, human oversight and clear disclosure from the start, which covers most current requirements.

Contact

Let's build it.

Tell us about the process you want fixed in your New Zealand business. We reply within one working day.

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