Location guide · Romania

Custom ERP, AI Agent & SaaS Development in Romania

Location guides for 2 cities in Romania, from Bucharest and Cluj-Napoca. Flip Retail builds custom ERP, AI agents, web applications and SaaS for businesses in Romania from Jaipur, India, and delivers remotely.

City guides
2
Jaipur time is
3 h 30 min aheadStandard time
Currency
Romanian leu (RON)
Indirect tax
VAT 21%
E-invoicing
MandatoryRO e-Factura
Data protection
GDPR

01 — Compliance

Rules your software must follow in Romania

Tax, e-invoicing, data-protection and AI rules that shape an ERP, billing system or AI agent in Romania. Last reviewed October 2026.

Indirect taxVAT (TVA), standard rate 21%Standard rate 21% since 1 Aug 2025 (up from 19%), with a single 11% reduced rate replacing the former 5% and 9% rates; returns are monthly or quarterly. Rate changes in 2025 mean invoicing software must handle date-based rate transitions.
E-invoicingMandatory · RO e-Factura (RO_CIUS UBL/CII via ANAF SPV)All domestic B2B invoices must be cleared through ANAF's RO e-Factura platform (exclusively since July 2024), and B2C invoices have been reported through it since 1 Jan 2025. From 2026 the transmission deadline is 5 working days from issue for both B2B and B2C.
Data protectionGDPR plus Law 190/2018 on measures implementing the GDPRGDPR applies directly, supplemented by Law 190/2018 on measures implementing the GDPR and supervised by the ANSPDCP; B2B buyers expect an Art. 28 data processing agreement, a sub-processor list and, in practice, EU/EEA hosting or SCC-covered transfers.
AI rulesThe EU AI Act applies directly: prohibited AI practices have been banned since 2 Feb 2025, general-purpose AI model rules apply since 2 Aug 2025 and transparency duties (e.g. chatbot disclosure, AI-content labelling) since 2 Aug 2026, while the Digital Omnibus on AI (in force 27 Jul 2026) moved stand-alone high-risk (Annex III) obligations to 2 Dec 2027 and product-embedded high-risk (Annex I) obligations to 2 Aug 2028; Romania proposed ANCOM (National Authority for Communications) as its AI authority in 2026.
Systems we migrate from or connect toSmartBill, Saga, WinMentor, Nexus ERP, Oblio, SAP Business OneMasters, ledgers, stock and open balances move across and are reconciled before cutover.
Payment rails for web apps and SaaSNetopia Payments, PayU, euplatesc.ro, Stripe, SEPA (for EUR transfers)
Also worth knowingCompanies file monthly or periodic SAF-T (D406) returns, and movements of high-fiscal-risk goods must be declared in RO e-Transport. ERP integration with ANAF's SPV (OAuth-based API) is a baseline requirement.

General information, not legal or tax advice. Rules change, so we confirm current requirements during discovery; your tax adviser should confirm anything that affects filings.

Sources consulted:

02 — Cities

2 city guides in Romania

Each guide covers the local economy, the industries we would build for first, and how working with Jaipur fits your hours.

Romania

  • BucharestTechnology & startups, Professional services
  • Cluj-NapocaTechnology & startups, Financial services & fintech

03 — Industries

Industries we would build for in Romania

The industries that come up most across the cities we cover in Romania.

Technology & startups

ERP
Lean internal systems for growing tech firms, such as subscription billing, project time tracking and revenue dashboards, without enterprise licence costs.
AI agent
LLM features inside your own product: retrieval-augmented search over your docs, support copilots, and agents that act through your APIs, with evaluation and guardrails.
Portal or app
MVPs and full SaaS products in React and Next.js with Java or Python back ends, built in two-week increments by the people you talk to.
Software for technology & startups

Financial services & fintech

ERP
Loan and policy lifecycle tracking, reconciliations, commissions and regulatory reporting, with role-based access, maker-checker approvals and audit logs.
AI agent
A document agent that reads bank statements, payslips and IDs, extracts what underwriters need and flags inconsistencies for a person to check.
Portal or app
Customer and partner portals, dashboards and APIs for fintech products, with the security reviews that come with them.
Software for financial services & fintech

Professional services

ERP
Time, billing and engagement management, with utilisation dashboards and document workflows, for firms that sell expertise by the hour or by the project.
AI agent
A knowledge agent that searches the firm's past work, templates and policies using retrieval-augmented generation and drafts first versions for a professional to review.
Portal or app
Client portals for document exchange, approvals and invoices.
Software for professional services

04 — Services

What we build for businesses in Romania

03

AI agent development

Custom AI agents that do real work inside your business: qualify leads on WhatsApp, read and key documents, take orders, chase payments and update your ERP or CRM, with a person approving anything that matters.

Learn more
04

Web application development

Customer portals, internal tools, dashboards, marketplaces and workflow apps, built with React and Next.js on solid back ends and APIs, and shipped in two-week increments you can use as they are built.

Learn more
05

SaaS product development

From MVP to multi-tenant platform: we design, build and run SaaS products with subscription billing, tenant isolation, role-based access and AI features built in.

Learn more

05 — FAQ

Custom software in Romania: common questions

Do you work with businesses in Romania?

Yes. Flip Retail is based in Jaipur, India, and works with Romania businesses remotely. We have no office in Romania; discovery happens on video calls, you get working software every two weeks, and the engineers who write the code are on the calls.

Can a custom ERP handle VAT and e-invoicing in Romania?

Yes. Invoicing is built for Romania's VAT (standard rate 21%). All domestic B2B invoices must be cleared through ANAF's RO e-Factura platform (exclusively since July 2024), and B2C invoices have been reported through it since 1 Jan 2025. From 2026 the transmission deadline is 5 working days from issue for both B2B and B2C. A custom ERP connects to RO e-Factura through its official API or an accredited provider, and we confirm the current requirements in discovery.

How do you handle GDPR?

GDPR applies directly, supplemented by Law 190/2018 on measures implementing the GDPR and supervised by the ANSPDCP; B2B buyers expect an Art. 28 data processing agreement, a sub-processor list and, in practice, EU/EEA hosting or SCC-covered transfers. You choose where the system is hosted, access is role-based, and we work on test or masked data during development wherever possible.

Can you migrate us from SmartBill, Saga or WinMentor?

Yes. Masters, ledgers, stock items and opening balances move across and are reconciled with your accountant before cutover, ideally at a year-end or quarter-end.

Are there AI rules we need to follow in Romania?

The EU AI Act applies directly: prohibited AI practices have been banned since 2 Feb 2025, general-purpose AI model rules apply since 2 Aug 2025 and transparency duties (e.g. chatbot disclosure, AI-content labelling) since 2 Aug 2026, while the Digital Omnibus on AI (in force 27 Jul 2026) moved stand-alone high-risk (Annex III) obligations to 2 Dec 2027 and product-embedded high-risk (Annex I) obligations to 2 Aug 2028; Romania proposed ANCOM (National Authority for Communications) as its AI authority in 2026. We design AI agents with logging, human oversight and clear disclosure from the start, which covers most current requirements.

Contact

Let's build it.

Tell us about the process you want fixed in your Romania business. We reply within one working day.

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