| Indirect tax | VAT (MWST / TVA / IVA), standard rate 8.1%Standard rate 8.1% with reduced rates of 2.6% and 3.8% (accommodation); businesses must register once worldwide turnover reaches CHF 100,000. Switzerland is outside the EU VAT area, so EU OSS and intra-EU rules do not apply and Swiss invoices carry a CHE-xxx.xxx.xxx MWST number. |
|---|
| E-invoicing | Voluntary · QR-bill and eBill; e-invoicing for federal suppliersNo B2B or B2C e-invoicing mandate exists and paper or PDF invoices remain valid; suppliers to the federal administration must invoice electronically for contracts of CHF 5,000 or more (since 2016). The QR-bill is the mandatory Swiss payment slip format and eBill is widely used for consumer billing. |
|---|
| Data protection | Revised Federal Act on Data Protection (revFADP / nDSG), in force since 1 Sep 2023The revFADP is closely aligned with GDPR (records of processing, privacy by design, breach notification to the FDPIC), the EU recognises Switzerland as adequate, and transfers to certified US companies are possible under the Swiss-US Data Privacy Framework. |
|---|
| AI rules | Switzerland has no horizontal AI act: on 12 Feb 2025 the Federal Council decided to ratify the Council of Europe AI Convention and make targeted, sector-specific amendments to Swiss law, while Swiss providers serving EU customers remain subject to the EU AI Act. |
|---|
| Systems we migrate from or connect to | Bexio, Abacus, Sage 50 Switzerland, Banana Accounting, Run my Accounts, SAP Business OneMasters, ledgers, stock and open balances move across and are reconciled before cutover. |
|---|
| Payment rails for web apps and SaaS | TWINT, QR-bill bank transfers, eBill, PostFinance, Datatrans, Stripe |
|---|
| Also worth knowing | Business records must be kept for 10 years (electronic archiving allowed under the GeBüV ordinance), and from November 2025 QR-bills must use structured addresses only. Multi-language (DE/FR/IT) invoices and CHF/EUR dual-currency support are standard expectations. |
|---|