Maharashtra, India

Custom ERP, AI Agent & SaaS Development in Mumbai

Custom ERP and GST billing, AI agents, web applications and SaaS for financial services and logistics businesses in Mumbai. Built by Flip Retail in Jaipur, 920 km north of Mumbai, in the same time zone and under the same GST rules.

Time zone
Same as JaipurIndian Standard Time
Population
≈ 22 millionApproximate, city or metro area
Currency
Indian rupee (INR)
Indirect tax
GST 18%
E-invoicing
MandatoryIRP
Data protection
DPDP Act

National tax, e-invoicing and data rules, with sources: India guide. General information, not legal or tax advice. Last reviewed October 2026.

01 — Local economy

Business in Mumbai

Banking, insurance, broking and corporate headquarters around Nariman Point, Bandra Kurla Complex and Lower Parel make Mumbai India's financial centre, home to the RBI, BSE and NSE. Diamond trading at the Bharat Diamond Bourse, the film and television industry, container traffic through the port at Nhava Sheva and wholesale markets from Masjid Bunder to Mangaldas Market sustain a very large base of traders and small businesses.

Also known as Bombay.

Where software helps: Diamond and jewellery traders here give goods out on memo to brokers and buyers, so they must track each lot by certificate, location and memo status, and reconcile returns, sales and payments.

Business districts & industrial areas

  • Bandra Kurla Complex
  • Nariman Point
  • Lower Parel
  • SEEPZ, Andheri

Languages of business

Marathi, Hindi, English and Gujarati

02 — Industries

ERP and AI for financial services, logistics and media businesses in Mumbai

What we would build first for the industries Mumbai is known for.

Financial services & fintech

ERP
Loan and policy lifecycle tracking, reconciliations, commissions and regulatory reporting, with role-based access, maker-checker approvals and audit logs.
AI agent
A document agent that reads bank statements, payslips and IDs, extracts what underwriters need and flags inconsistencies for a person to check.
Software for financial services & fintech

Logistics & ports

ERP
Shipment and job costing, warehouse management with bin locations, customs and freight documentation, and billing that captures every accessorial charge.
AI agent
A document agent that reads bills of lading, commercial invoices and packing lists, extracts the data and pre-fills customs and booking forms for review.
Software for logistics & ports

Media & creative

ERP
Project and job costing, resource scheduling, rights and licensing records, and client billing for agencies, studios and production houses.
AI agent
Generative AI pipelines for content production, such as variations, captions, localisation and imagery, with review steps before anything goes live.
Software for media & creative

03 — Local rules

Maharashtra-specific rules

On top of the national rules summarised above.

MaharashtraGST state code 27CGST and SGST on sales within the state; IGST on sales to other states.

General information, not legal or tax advice. Last reviewed October 2026. National tax, e-invoicing, data-protection and AI rules, with sources, are in our India guide.

04 — Working together

Same time zone, same tax system

Mumbai lies 920 km south of our Jaipur studio and shares Indian Standard Time, so calls, demos and support happen in normal working hours. Invoices raised in Maharashtra carry GST state code 27, and GST invoicing, e-invoicing and e-way bills are what our own SteelERP handles every day.

It has been an amazing experience — the skills and knowledge he brings is a game changer.
K2Alpha Sharks, Blockchain · India

50+ projects for 30+ clients in 11 countries over six-plus years.

05 — FAQ

Custom software in Mumbai: common questions

Do you build custom ERP and AI software for businesses in Mumbai?

Yes. Our studio is in Jaipur, 920 km away, and we work with Mumbai businesses over video calls in normal Indian working hours, with working software every two weeks.

Can a custom ERP handle GST in Maharashtra?

Yes. Invoices raised in Maharashtra carry GST state code 27, with CGST and SGST on sales within the state and IGST on sales to other states. A custom ERP generates e-invoices through the IRP and e-way bills, as our own SteelERP does.

Can your AI agents talk to customers in Marathi, Hindi and English?

Yes. Current language models handle Marathi, Hindi and English well, including mixed-language messages. We still test an agent in each language your customers use before it goes live, and route anything it is unsure about to your team.

What would a first project look like for a financial services business?

Usually one module that fixes the most expensive problem first. For financial services & fintech that is often onboarding & KYC workflows and loan and policy lifecycle. It goes live early, and the rest of the system follows in two-week increments while your team is already using it.

Contact

Let's build it.

Tell us about the process you want fixed. We reply within one working day.

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