Custom ERP, AI Agent & SaaS Development in São Paulo
Custom ERP and billing, AI agents, web applications and SaaS for financial services and auto-component businesses in São Paulo. Built by Flip Retail in Jaipur, India, and delivered remotely, with working software every two weeks.
National tax, e-invoicing and data rules, with sources: Brazil guide. General information, not legal or tax advice. Last reviewed October 2026.
01 — Local economy
Business in São Paulo
The B3 exchange, Itaú Unibanco, Nubank and most of Brazil's fintechs and private-equity firms make the city the country's financial centre, with offices clustered on Avenida Paulista and Faria Lima. Car and truck plants of Volkswagen, Mercedes-Benz and Scania sit in the ABC Paulista municipalities, and the Brás and 25 de Março districts run wholesale clothing and import trade that supplies retailers nationwide.
Also known as Sao Paulo, Sampa and SP.
Where software helps: Distributors and manufacturers issue an NF-e for every shipment, calculate ICMS tax substitution state by state and file SPED, while preparing invoices for the CBS and IBS taxes phasing in from 2026.
ERP and AI for financial services, auto-component and retail businesses in São Paulo
What we would build first for the industries São Paulo is known for.
Financial services & fintech
ERP
Loan and policy lifecycle tracking, reconciliations, commissions and regulatory reporting, with role-based access, maker-checker approvals and audit logs.
AI agent
A document agent that reads bank statements, payslips and IDs, extracts what underwriters need and flags inconsistencies for a person to check.
Customer schedules turned into production plans, lot and heat-number traceability from raw material to dispatch, and the packing, labelling and advance-shipping-notice rules each customer demands.
AI agent
An agent that reconciles customer schedules, goods-receipt notes and debit notes every day and flags mismatches before they become payment disputes.
One stock position across stores, warehouse and online marketplaces, with purchase planning, store transfers and point-of-sale billing tied to the same item master.
AI agent
A customer-service agent that answers “where is my order”, handles returns and recommends products, and passes complex cases to a person.
Jaipur is 8 h 30 min ahead of São Paulo all year. A 09:00 start there is 17:30 in Jaipur. Standard 09:00–18:00 office days overlap by 30 min, which is enough for live calls, demos and same-day answers.
São Paulo
Jaipur
00:0006:0012:0018:0024:00
09:00–18:00 office hoursShared hours
Local time, standard time.
★★★★★
Pranjal was excellent — fast, great at communicating, and completed the custom work.
James FryPython Custom Automation · USA
50+ projects for 30+ clients in 11 countries over six-plus years.
05 — FAQ
Custom software in São Paulo: common questions
Do you build custom ERP and AI software for businesses in São Paulo?
Yes, remotely. Flip Retail is a software studio in Jaipur, India, with no office in São Paulo; discovery happens on video calls and you get working software every two weeks.
How do time zones work between São Paulo and Jaipur?
Jaipur is 8 h 30 min ahead of São Paulo all year. A 09:00 start there is 17:30 in Jaipur. Standard 09:00–18:00 office days overlap by 30 min, which is enough for live calls, demos and same-day answers.
Can your AI agents talk to customers in Portuguese, English and Spanish?
Yes. Current language models handle Portuguese, English and Spanish well, including mixed-language messages. We still test an agent in each language your customers use before it goes live, and route anything it is unsure about to your team.
What would a first project look like for a financial services business?
Usually one module that fixes the most expensive problem first. For financial services & fintech that is often onboarding & KYC workflows and loan and policy lifecycle. It goes live early, and the rest of the system follows in two-week increments while your team is already using it.